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Here is a template for a letter to send to debt collectors to dispute and verify debt. Copy and paste it into your word processor.

Lately, it seems that more and more people are getting harassing phone calls about old debts that they hardly recognize. When, not if, you get a call like this, don’t panic.

Many times these scammers have illegally obtained your credit report and are pretending that they are calling on behalf of real creditors. However, they have a new way to skip that step. They pretend that they are calling on behalf of the IRS.

In 2008, John and Jen Palmer bought about $20 worth of knick-knacks from a company called Kleargear. When the products never showed up, the Palmers wrote a negative review of Kleargear.

Financing can be a great tool, used wisely, and sometimes it can even be necessary to live in the United States. However, the finance industry is rife with people looking to take advantage of others, especially those who are already impoverished. John Oliver gives some details on this phenomenon.

CarMax likes to advertise their certified and inspected cars. However, they really don’t like

Swanson O’Dell explained the basics of GAP insurance here. GAP insurance can certainly

Gap insurance is insurance that covers the difference between the value of your car and

Earlier this week, V**** left a message for me. She was concerned because the name

I get many calls from consumers being harassed by debt buyers and collectors. Many